Fibonacci + Risk: quantitative AI for regulated decisionsExplore the scenario library

Quantitative risk platform

One control plane for every model decision.

Build, validate, monitor, and govern quantitative models inside one inspectable risk environment.

Physical quantitative model validation system with calibrated risk paths
Model evidence chainAccepted for reviewDataset 18 / Challenger 04 / Policy 12
72ReviewComposite model risk
01ConnectApproved evidence
02ModelBenchmark and challenger
03ValidatePerformance and limits
04ServePolicy and human authority
05MonitorDrift and outcomes

Inspect the model before it changes the decision.

Move the stress level and compare the forecast, leading drivers, decision threshold, and retained evidence.

Decision under analysis

Portfolio early warning

PD migration and loss forecast

Composite risk72Review
Accepted baselineAdverse scenario
NowModeled horizon
Driver contribution38%Payment27%Sector19%Collateral16%Facility
55% adverse
Leading driverPayment velocity and sector concentration
Recommended actionRoute the exposed segment to analyst review
Evidence retainedBorrower, facility, collateral, feature set, model version, threshold, reviewer

Illustrative sample data for product demonstration. Model design, performance, thresholds, and actions are validated against each customer's data and control requirements.

Six modules. One evidence trail.

Start with the capability needed for one risk decision, then connect more modules without losing lineage.

Model Studio

Compare statistical, machine learning, graph, and rules-based models against the same accepted evidence.

Benchmarks, challengers, features, experiments

Risk Scoring

Calibrate scores, grades, limits, thresholds, overrides, and review queues.

Scorecards, calibration, policy

Scenario Lab

Run deterministic, probabilistic, sensitivity, and reverse stress simulations.

Assumptions, distributions, actions

Model Monitoring

Track quality, drift, stability, performance, overrides, and outcomes across versions.

Live controls and review triggers

Evidence Store

Keep lineage, datasets, tests, approvals, decisions, and exports connected.

Reproducible model evidence

Decision Integration

Serve governed outputs through APIs, files, events, analyst workbenches, and existing systems.

Batch, real-time, analyst-assisted

Stress the operating decision.

Change the scenario and inspect how the composite score, leading driver, and recommended action move together.

Composite risk
62/100
Review
BaselineSevere

Leading driverPayment velocity

Recommended actionTighten review threshold

Evidence retainedFeatures, model version, policy, reviewer

Fit the control environment already in place.

Deploy in a dedicated tenant or an agreed private environment, with boundaries defined in the SOW.

Warehouses and lakes Operational systems Streams and files
Private quantitative coreModel, score, simulate, govern

Development, validation, production, and audit evidence remain connected to the accepted decision policy.

Analyst workbench Decision API Audit evidence
IdentityCustomer administrator invitations and approved rolesLineageSource, feature, model, policy, action, and reviewerReleaseValidation gates and model acceptanceOperationsMonitoring, change records, and recovery

Commercial planning

Model the deployment before writing the SOW.

$3k-$9kIllustrative monthly quantitative AI range per customer environmentOpen pricing calculator